A loan of $6,800 helped a member to buy clothing, cosmetics, bazaar items, and trinkets.

Unión Hace La Fuerza (Calceta) Group's story

The Communal Bank “Unión Hace La Fuerza” (Strength In Numbers) meets every 15 days in the beautiful city of Calceta, which also goes by the name of “Calceta La Sin Par”. There is no other city in the world that is more beautiful because of the beauty of its women and its residents.

This group of 10 women and 2 men decided to join together and form this Communal Bank so that they could receive loans in hopes of improving their small businesses, which allows them to get ahead. They engage in different businesses that involve retail, services, selling food, and other activities.

One of the members of this group is Sra. Flor. She is 50 years old, in a common-law relationship, and has three children. Two of them are grown and the youngest is 10 years old and attends school. Her husband is a bricklayer.

Doña Flor sells clothing, bazaar items, and Yanbal products (beauty products, cosmetics, perfumes, and women’s accessories). She sells by going door to door, but she also has a small shop in her house where she sells her products. However, most of her sales are conducted by going door to door. Flor works every day, extending credit to her customers and collecting payments every weekend. She has been in this business for five years with the help of her husband. They have been able to forge ahead even though he occasionally is without work. Thanks to her business, she is able to put food on the table.

Flor’s loan will be used to buy clothing, cosmetics, bazaar items, and trinkets. This is her first loan cycle with the Communal Bank and she likes the fact that the loans are issued quickly. Her dream is to move forward with her Communal Bank and in her family life.

In this group: Flor Marina, María Daniela, Erika Tatiana, Gabriela Elizabeth, Santa Esther, Nancy Dolores, María Mercedes, Ramón Moises, María Auxiliadora, Elisito Abdon, Angela Yessenia, Pabla Katerine

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Translated from Spanish by Kiva volunteer Ronan Reodica

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