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Julio Alberto

Update on Julio Alberto

Julio needs to get another loan because he needs more working capital to continue growing corn. This investment will help him buy agricultural inputs such as seeds, soil amendments, fertilizer, insecticide, and others.

Julio says the previous loan helped him increase his inventory and earn better income. His economic situation has improved and his family circumstances are stable.
View original language description ↓
Julio, se le presenta la necesidad de optar por un nuevo crédito porque requiere de más capital de trabajo para continuar en el cultivo de maíz; esta inversión le ayudara a comprar los insumos agrícolas, tales como: semilla, abono, fertilizantes, insecticidas, entre otros.
Comenta el Sr. Julio que el préstamo anterior le ayudo a incrementar sus inventarios y obtuvo mejores ingresos. Las condiciones económicas se han optimizado y las circunstancias familiares se mantienen igual.

Previous Loan Details

Julio, 35 years old, has two children. He is married. His wife is 30 years old. He grows corn and has been farming and ranching for 15 years. He learned it from his parents and he works every day. He is asking for a loan to buy seeds and manure and to pay the rent on the land. This will help h... More from Julio Alberto's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About El Salvador

  • $7,500
    Average annual income
  • 472
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,025 helped Julio Alberto to buy seeds, soil amendments, fertilizer, insecticide, and other supplies.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Aug 30, 2013
Currency Exchange Loss:
Sep 29, 2013