2 De Febrero Group
This loan will benefit small entrepreneurs such as Sra. Martha. She said that she joined Pro Mujer 10 years ago after receiving an invitation from a friend who is a member of the organization. Martha currently manages a printing business that she started years ago. When she worked at another print shop, she decided to start her own business. This was around the time she joined Pro Mujer and was offered a loan.
The loan she is receiving now will be used to increase her capital for buying paper and ink. She acquires her supplies from the wholesale shops in the city of El Alto and then produces what she sells from her retail space. Working in this manner enables her to generate income to support her family. Martha is married and has three children.
When asked what she likes about Pro Mujer, Martha said that she enjoys the camaraderie within her group.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Martha es integrante, ella indica que hace diez años que integra Pro Mujer, ingresando por invitación una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tienda de imprenta; este negocio lo emprendió hace varios años atrás, cuando aún trabajaba en un taller de imprenta, decide iniciar su propio negocio y para ello se aproximó a Pro Mujer donde se le otorgó el crédito.
El crédito que ahora sacará es para el aumento de capital (compra de papeles y tinta) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el compañerismo de su grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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