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Mercy's Group
In this Group: Mercy, Christiana, Rose
Mercy's Group comprises three members, who reside in the city of Accra-Teshie. The group's representative, Mercy (standing far right in the photo), is 56 years old and married. She has three independent children. Mercy sells footwear and water in poly-tanks. She buys footwear from the market, and water from the water tanker-suppliers, in Accra-Ghana.

With the goal of boosting their businesses, in order to cope with the demands of their customers, this group is requesting financial support from ID-Ghana for a sixth time. Mercy, along with the other members of this group, request a total loan amount of GHS 3100 from ID-Ghana. The previous loans were indeed repaid, without trouble.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $12,522,450
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mercy's Group's $1,475 loan helped a member to buy footwear from the market, and water from the water tanker-suppliers, which she will offer for sale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 2, 2013
Currency Exchange Loss:
May 17, 2014