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Zumrad is a nice woman who comes from the provincial city of Vahdat. She unleashes her creative imagination to design women's clothes. She loves her field of work and derives a lot of pleasure from it. She takes orders and sews traditional Tajik dresses for women. She has been involved in this activity for eight years already. She is married and the mother of two children, a son and a daughter.

She is asking for a loan to further develop her activity. She wants to acquire a modern sewing machine which will allow her to improve her work, as she loses a lot of time working on her current old machine. She is relying on your support.
View original language description ↓
Милая женщина из провинциального городка Вахдат, Зумрад воплощает свои фантазии в области дизайна женской одежды. Ей нравиться заниматься своим делом. Ее работа приносит ей удовольствие. Зумрад шьет на заказ женские национальные платья. Занимается она этим ремеслом на протяжении восьми лет. Зумрад замужем, имеет двоих детей - сына и дочь.
Зумрад просит кредит, чтобы продвинуть деятельность. Она хочет приобрести модернизированную швейную машинку, с помощью которой она смогла бы улучшить процесс своей работы, так как ее старая швейная машинка отнимает у нее много времени. Зумрад надеется на вашу поддержку.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 208
    View loans »
    Tajikistan Loans Fundraising
  • $31,077,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Zumrad to buy an electronic sewing machine to develop her sewing business.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 28, 2013
Sep 4, 2013
Currency Exchange Loss:
Mar 19, 2015