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A loan of $1,500 helped to purchase clothing in the city, for selling to customers in villages.


Nune's story

Nune is from Kapan town, where she lives with her husband. Nune's husband works at a gas station, and the income which he earns is hardly enough for covering the family's costs. So, for tracking financial hardships, Nune started to purchase clothing from a city market and sell it in villages. Because there are no clothing shops in the neighboring villages around Kapan, the service that Nune provides is highly demanded.

Now, she needs some financing, to be able to purchase a new stock of clothing. Nune has been approved for a loan, within the framework of a new joint initiative between Kiva and SEF international. The start-up loan program provides business start-up loans with soft conditions, to informal businesses that do not have access to other credit products. This loan is very important, for Nune to be able to meet her customers' demand and support her family.



Loan details


Lenders and lending teams




Loan details