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Cynthia's Group
In this Group: Samelia, Felicia, Cynthia, Gifty, Salamatu, Elizabeth
This group, which was created in February 2012, is composed of women who are very engaged and eager to achieve success in their business. They have a team spirit and are ready to help each other. They all live in the same neighborhood and work mainly as traders. They are involved in the sale of vegetables, second-hand clothing, underwear, plastic products, tinned tomatoes and cooking oil.

Cynthia (the one standing third from right in the photograph) is the star borrower of the group. She is married and the mother of two: one boy and one girl. She has a wooden stand where she sells vegetables (garden eggs, onions, tomatoes, peppers) to customers to use at home or in their businesses (food joints and chop bars). She buys her produce at the wholesale market in order to sell it as retail.

With her new loan amount of GHS 600 she will buy one box of tomatoes, one mini bag of garden eggs and one mini bag of onions to sell to customers. Her earnings will allow her to bolster her savings and help her husband with the school costs for their children.

Together, she and her colleagues need a total amount of GHS 3,600 to increase their stock.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 20
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Cynthia's Group's $1,700 loan helped a member to buy one box of tomatoes, one mini bag of garden eggs and one mini bag of onions to sell to customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 2, 2013
Currency Exchange Loss:
Mar 17, 2014