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This is 35-year-old Mamusu. She is married, and has one child, age 6 years. She has no additional dependents.

In 2008, Mamusu established her cosmetics business. She began her business to get additional income for providing a livelihood for her family because her husband's salary is too small to keep up the home. Working seven days a week and 10 hours a day, she earns about SLL 900,000 every month from this business.

She would like a loan in the amount of SLL 3,000,000. Mamusu requires a loan in order to buy more cosmetics of different kinds for resale. In the future, Mamusu plans to improve her business in such a way that she is able to generate enough profit to support her children’s education to university level. She is a very hardworking woman. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,326.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Mamusu to buy more cosmetics of different kinds for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 2, 2013
Currency Exchange Loss:
Aug 17, 2014