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Shareen is a 39-year-old married man. He is an active borrower of BRAC Pakistan. For the past many years, Shareen has been in the clothing business. He loves his family and his life ambition is to provide better facilities to his family. The clothing business is the key to fulfill all of his family's needs.

He is running this business by purchasing variety of clothes from different areas and selling them in his shop. Shareen has requested a loan from Kiva's partner BRAC Pakistan to purchase a variety of un-stitched clothes to sell. Currently he does not have new varieties to offer to his customers so the number of his customers is decreasing day by day. People prefer to purchase new varieties for new seasons and he do not have new variety to attract customers, so this is reducing his product selling and net income.

The Kiva loan would help him to replace the old stock of the shop with new variety. This would be helpful for him to attract a huge number of customers and to increase his net income. He is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 244
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 103.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Shareen to purchase new variety of unstitched clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Sep 1, 2013
Currency Exchange Loss:
Sep 18, 2014