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Julia Saturnina
Julia Saturnina is single and has no children. She works seven days a week in order to support herself. She sells her products to vendors in one of the city's markets. Julia started her business with her own money. Before, she worked looking after a young girl. Julia is applying for this loan to buy fruits and sugar, by the hundredweight, for her business.
View original language description ↓
la señora Julia Saturnina es soltera, no tiene hijos, trabaja de lunes a domingo para el sustento de ella misma, vende en uno de los mercados de la cuidad para ofrecerle su producto a los comerciantes, empezó su negocio con capital propio antes cuidaba a una niña, solicita el financiamiento para comprar frutas y azúcar por quintal para su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $25,733,350
    Funds lent in using Kiva
  • 25.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Julia Saturnina to buy oranges, lemons, beetroot, carrots, sugar and bags.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Aug 30, 2013
Currency Exchange Loss:
Dec 22, 2013