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Margarita Del Carmen
Margarita is 43 years old, married, and has two children, ages 10 and 15. She has a ninth grade education. She rises at 5:00 am, along with her children, whom she sends to school while she works as a merchant and her husband as s farmer.

She sells seasonal fruits such as avocado, jocote, izote flower, etc. She learned this from her mother and buys her products around her home and then sells them in the market. She also sells milk and has three cows.

She needs this loan to buy a cow from a relative, which will help her produce more milk and the sale of this milk will generate enough income for her to support her family. In the future she wants to buy a vehicle so she can move the products she sells in the market more easily, and so she can also travel to other places and buy more products for the business.
View original language description ↓
Margarita de 43 años de edad, es una persona casada, tiene dos hijos entre las edades de 10 a 15 años; ella estudio hasta noveno grado. se levanta a las 5:00 a.m. Junto a sus hijos y su esposo a quienes enviá a la escuela mientras ella se dedica actividades comerciales y su esposo actividades agrícolas.

Ella comercializa frutas de temporada como aguacate, jocotes, flor de izote etc. oficio que aprendió de su madre la cuales compra en los alrededores de su residencia y luego va a vender al mercado y además se dedica a vender leche ya que tiene tres vacas que le producen

El préstamo que esta solicitando es para comprar una vaca, que le vende un familiar lo que le ayudara a producir más leche y con la venta generara suficientes ingresos para el sustento de su familia

Ella, desea en un futuro adquirir un vehículo para transportar con más facilidad los productos que vende en el mercado y para realizar viajes a otros lugares y comprar más productos para el negocio.

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 531
    View loans »
    El Salvador Loans Fundraising
  • $31,785,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Margarita Del Carmen to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 23, 2013
Aug 30, 2013
Currency Exchange Loss:
Apr 16, 2014