Nueva Vida Group
She organized a group and is requesting a loan. She will use the loan to buy clothes like blouses, skirts, aprons, shawls, and woven belts, etc. In the future she wishes to count on more capital in order to be able to buy more merchandise. This way she will get better earnings.
The other members of the group work in commerce and raising domestic animals. One of the members was not able to attend when the photo was taken.
Organiza un grupo y solicita un préstamo que lo invertirá en la compra de ropa para vender como: guipiles, cortes, delantales, perrajes, fajas, etc. Desea en el futuro contar con más capital para poder comprar mas mercadería y asi obtener mejores ganancias. Las demás integrantes del grupo se dedican al comercio y crianza de animales domésticos. Una de las integrantes no pudo asistir cuando tomaron la foto.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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