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Consorcio La Semilla Ii Group
In this Group: Sally, Lourdes Malena, Gilda, Mario, Sonia Yanina, Maria Matilde*, Jheyson Fernando, Yessica , Mavi Katherin, Luz Breytzi, Jorge
* not pictured
Mario belongs to the "CONSORCIO LA SEMILLA II" communal bank which is located in Cusco district, in the Department and Province of the same name. Mario is 54 years old is married and has three children. He alternates his daily activities working as an official Tourist guide. He has been doing this for a long time now. He does well, thanks to the great effort he puts in daily. He organizes various tours such as Machupicchu, Cusco City Tours, Sacred Valley tours, etc. Mario is a hardworking and responsible person and it is through this that he can get his family ahead.

Mario is requesting this loan to buy tourist tickets (entrance to various attractions in the Cusco/Sacred Valley area). Mario is grateful to the lenders at Kiva and promises to honor his installment repayments.

The other members include dentists, nurses, restaurant owners and tour guides. The members who appear in the small attached photo asked permission to arrive late to the meeting because of their work.
View original language description ↓
El socio Mario pertenece al banco comunal CONSORCIO LA SEMILLA II, el banco está ubicado en el distrito de Cusco, provincia de Cusco y departamento de Cusco.

El socio Mario tiene 54 años de edad tiene 03 hijos y es casado, el socio alterna sus actividades diarias dedicándose a su carrera de guía oficial de turismo, el socio lleva buen tiempo dedicándose a su profesión el cual le va bien gracias al empeño que le pone cada día a su negocio, él socio realiza diversos tours como Machupicchu, City Tours, Vallé Sagrado entre otros, el socio es una persona responsable y empeñosa siendo de esta forma que el socio saca adelante a su familia.

El socio solicita el crédito para la compra de boletos turísticos.

Los socios que salen en la foto adjunta pidieron permiso para llegar tarde a la reunion por motivos de trabajo.

Los demas socios son profesionales en odontologia,enfermeros,restauradores y guias de turismo.
EL socio agradece a los inversionistas de Kiva y se compromete a cumplir con sus cuotas establecidas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Consorcio La Semilla Ii Group's $5,000 loan helped a member to buy tourist tickets. (entrance to various attractions in the Cusco/Sacred Valley area).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Aug 29, 2013
Currency Exchange Loss:
Apr 16, 2014