A loan of $625 helped to buy fertilisers to use in rice production.


Theogene's story

Theogene is aged 33. He is the father of two children and they both go to school. He has been rice a farmer for the past ten years. Owing to his vast experience, he has requested a loan to buy more fertilizers to use during rice production. The profits from the business will be used to reinvest in the rice farming. He has a vision to transform his farming to extensive commercial rice growing. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details