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Perveen is a 41-year-old married woman and a mother of three children. She is trying hard to fulfill their demands including food, health, clothing, and education.

She, with her husband, has been doing agricultural work for many years. She plants different flowers and then sells them to the people of her locality and in the local market. She has gradually improved her business with the support of Kashf Foundation.

In order to purchase stock of different types of seeds for planting roses, Kangi palm and red palm, Perveen applied a loan of 50,000 PKR. This would help her to grow different types, which ultimately helps in generating more cash. She is in her 6th loan cycle and has shown excellent repayment behavior.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 264
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 103.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Perveen to purchase stock of different types of seeds for planting roses, Kangi palm and red palm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 1, 2013
Currency Exchange Loss:
Aug 17, 2014