A loan of $200 helped to pay for raw ingredients like rice, pork, chicken, vegetables and products needed in her business.

Maria Joyce's story

This is Maria Joyce, 22, resident of Malibay, Pasay, Philippines. Her partner is Roland, a mechanic. She, together with her partner, manage their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.

Maria Joyce operates a food stall. In the Philippines, the whole working community and most of the families only eat home-cooked meals during evenings, when all of the family members are at home to take part in the meal. This is not only a usual family tradition but a matter of convenience and frugal living. It is considered a waste of money and time to spend on cooking gas and food for one to two persons when buying cooked rice and viands cost less than raw food. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 900 in sales every day.

To help her continue operations of her business, she is requesting a PHP 8,000 loan. She will be utilizing the loan to buy more quantities of products like meats, rice, vegetables, condiments and seasonings and frozen food products.

Maria Joyce dreams to expand her business and hopes to give her children a good life and education. She meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God he studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

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