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Amigos Emprendedores Group
In this Group: Ana Sofia, Bertha, Margot, Irene, Yolanda Maria, Marleny, Victoria, Maria Natividad, Mauricia

Update on Amigos Emprendedores Group

The members belong to the “Amigos Emprendedores” (Enterprising Friends) communal bank which is located in Cusco District belonging to Cusco Province and Department. Victoria, 46, is the member. She’s married and has six children.

She alternates her daily activities with a business selling snacks in a cart going from place to place in the downtown area of the city. She’s been in business for quite some time and does well thanks to the daily effort she puts into it.

She’d like to be able to continue working in order to continue to support her family this way. She will use the loan to buy merchandise like cookies, gum, lollipops, etc. She thanks all those who share her dream by this means and commits to make her payments as scheduled.

The other group members work selling beauty supplies, clothes and books.
View original language description ↓
Los socios pertenecen al banco comunal “AMIGOS EMPRENDEDORES”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Victoria, la socia es casada tiene 46 años y tiene 6 hijos; La socia alterna sus actividades diarias con el negocio de venta de golosinas, la socia vende de forma ambulatoria en una carreta por el centro de la ciudad, la socia lleva buen tiempo con su negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.

La socia solicita el crédito para comprar mercadería como galletas, chicles, chupetines entre otros.

Los otros socios se dedican al negocio de venta de venta de productos de belleza venta de ropa y venta de libros.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The members belong to the communal bank "AMIGOS EMPRENDEDORES" (Entrepreneurial Friends). This bank is located in the district of Cusco, located in the province and department of Cusco. One member is Mrs. Ana Sofia. She is single, 48 years old, and has two children. She works at her her own bu... More from Amigos Emprendedores Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Amigos Emprendedores Group's $3,200 loan helped a member to buy stock merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Aug 29, 2013
Currency Exchange Loss:
Jan 17, 2014