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Maria Odilia
María is 48 and married with two children. She lives in the Tela municipality of Atlántida. Three years ago she saw the need to start a business to earn an income for her family. She has a grocery store where she sells basic staples such as rice, sugar, lard, corn, beans, condiments, medicine, soft drinks, among other things.

She has decided to request her third loan, which is for 25,000 Honduran Lempiras, that she will also invest in stocking her business. She is going to purchase basic grains, lard, medicine, soft drinks, flour, sugar, etc. She plans to have her business well stocked so she can increase sales. Her goal is to have an income that she can use to help her children finish their education.
View original language description ↓
Doña María, tiene 48 años de edad, esta casada, tiene dos hijos y vive en el municipio de Tela, Atlántida. Hace tres años se vio en la necesidad de iniciar un negocio para generar ingresos para su familia. Tiene una pulpería donde vende productos de la canasta básica como arroz, azúcar, manteca, maíz, frijoles, condimentos, medicamentos, refrescos y otros. Ha decidido solicitar el tercer préstamo que es por 25,000 lempiras, que también lo va invertir en surtir el negocio, va comprar granos básicos, manteca, medicamentos, refrescos, harina, azúcar, etc. Con el fin de ver bien surtido y poder aumentar las ventas. Su meta es obtener ingresos que le permitan ayudar a sus hijos a que terminen los estudios.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 54
    View loans »
    Honduras Loans Fundraising
  • $9,879,400
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
A loan of $1,250 helped Maria Odilia purchase stock for the grocery store such as basic grains, lard, medicine, drinks, flour, sugar, etc.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 3, 2013
Aug 29, 2013
Currency Exchange Loss:
Sep 28, 2013