Estrella Azul Group
This loan will benefit small entrepreneurs such as Sra. Benita. She says that she joined Pro Mujer six months ago after receiving an invitation from a promoter of the organization who visited her at her house. Benita currently has a business of weaving and selling blankets. She gained knowledge about this business from her previous job where she learned her weaving techniques. Afterwards she decided to open her own workshop.
The loan she is receiving now will be used to increase her capital for buying vicuña wool that she will acquire in bulk at the traditional fairs. She will then use the material to make what she sells from her retail space. Working in this manner enables her to generate income to sustain her family. Benita is married and has four children.
When asked what she likes about Pro Mujer, Benita said that she enjoys the savings, the loans, and the meetings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Benita es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tejido y venta de mantas; da a conocer que este negocio lo emprendió de su anterior trabajo, donde aprendió la técnica de tejido, posteriormente decide emprender su propio taller.
El crédito que ahora sacará es para el aumento de capital (compra de lana de vicuña) que adquirirá de las ferias tradicionales, por mayor, y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro, el crédito y las reuniones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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