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The client is a single mother who lives in a family member's home with her son, her mother and her grandparents. She is an enterprising woman with a desire to move forward with her work. She has a business selling food in a high-commerce area, and she has a lot of customers since she sells her meals at a good price and is very friendly. She is requesting the loan to purchase products likes meat, chicken, rice, fruits, vegetables and other items to prepare her meals, since she gets better prices when she buys wholesale. In this way she hopes to be able to improve her quality of life.
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La clienta es madre soltera vive en casa de un familiar con su hijo, su madre y sus abuelos, es una mujer emprendedora con ganas de salir adelante en su trabajo, ella tiene un negocio de venta de comida en una zona de mucho comercio tiene mucha clientela pues vende los platos de comida a buen precio y es muy amable a la hora de vender, ella solicita financiamiento para capital de trabajo quiere comprar productos para preparar alimentos como carnes, pollos, arroz, frutas, verduras, etc. pues le es más cómodo la compra por mayor de esa manera es como ella desea poder mejorar su calidad de vida .

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 600
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped this borrower to purchase meat, chicken, rice, fruits, vegetables and other items.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 30, 2013
Aug 28, 2013
Currency Exchange Loss:
Mar 17, 2014