A loan of $1,050 helped to buy capital assets (a shampoo chair, a display case, a dresser, and a manicure chair) and supplies (nail polish, decorating tools, nail polish remover, and cotton.


Yuly Marcela's story

Yuly is 26 years old. She is married and is the mother of a six-year-old daughter. She began her business with the dream of obtaining resources on her own account, which would allow her to watch over her daughter and manage her own time. Her business consists of offering beauty services such as haircuts. brushing, children's hairstyling, makeup, manicures, and pedicures, activities that she carries out in her house.

This borrower is a vigorous, entrepreneurial woman, and she is always watching out for the well-being of her family. For this reason, she is applying for the loan, to invest it in the purchase of capital assets (a shampoo chair, a display case, a dresser, and a manicure chair) and supplies (nail polish, decorating tools, nail polish remover, and cotton). In this way she will be able to give her business a better image. In addition, she will be able to tend to her customers better, offering them a variety of products and greater comfort. This will be reflected in an increase in her sales, and she will be able to improve the financial solvency of the household.

Yuly dreams of having a nail spa, since today it is a good source of income, because in the present world both women and men worry about their personal images. It would be a great opportunity to improve her family's quality of life and offer an excellent education to her daughter.

Translated from Spanish by Kiva volunteer Pam McMurry



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