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Luz Merita
Luz is a hard-working woman who has worked hard all her life to give her family a better quality of life. By working she has brought her family up and has been able to start building the family home. She needs to buy building materials such as cement, tiles and other items to finish her house, so she needs a loan of 500,000 colones to finish the construction and thus have a decent home for her family.
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Doña Luz es una mujer trabajadora, ella ha luchado toda su vida para darle una mejor calidad de vida a su familia. ella ha salido adelante a su familia con su trabajo. así logró empezar a construir el hogar de su familia. ella necesita comprar materiales de construcción como cemento, cerámica entre otras para terminar su casa, por lo que necesitaría un préstamo de quinientos mil colones (500.000) para terminar la construcción y así tener un hogar digno para su familia.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 501.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Luz Merita to buy building materials.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Aug 28, 2013
Currency Exchange Loss:
Jan 17, 2016