A loan of $2,150 helped to buy sewing supplies at wholesale.

Silvia Luz's story

Silvia’s a 42-year-old woman; she has two children and is separated at the moment. She’s worked for 10 years sewing clothes, an activity she learned empirically. She worked as an employee in several workshops where she perfected her techniques and acquired more occupational skills. All of this experience and knowledge acquired led to her being able to open her own business: a home-based workshop where she started to make her own line of pajamas, women’s blouses and athletic wear.

Silvia has had to face several problems because there are several criminal gangs in the zone where she’s located that extort and charge protection fees from merchants which led to her having to dismiss her employees that helped her and decrease her level of production. She changed from working all week in her workshop to just doing so on weekends and added to her income by being employed as an operator in another shop during the week. She did all this because she was forced to lower her profile to avoid being subject to any more danger from the criminal gangs.

She’s currently requesting a loan to buy supplies at wholesale (fabric, thread, buttons, elastic) taking advantage of available discounts for cash sales which will make it possible for her to have more variety to offer her customers and thus increase production since the second semester of the year means more orders that increase her income.

This allows her to dream with reaching her goal of opening a store in the medium run where she can sell her products and once again generate employment opportunities improving the quality of life of her family and of many others who take part in her work’s development.

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Translated from Spanish by Kiva volunteer Polliz

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