He learned the agricultural trade from his father, who was a pioneer in teaching him this employment source, due to the scarce resources that they had. Currently, Mardoqueo works as a herder in the morning and, in the afternoons, he farms to have the necessary grains with which he can nourish his family. He has to travel some 25 minutes to the corrals where his employer's livestock is. He makes this trip on a motorcycle, since it would take him over an hour to walk there. He travels with his brother, who works for the same employer.
With the loan, he will buy fertilizer for his corn and bean crops. He will alsp purchase herbicides to treat the weeds. This investment will cost around $300. The rest of the money will be used to pay laborers that help him through the cultivation process. This way, he will be sure that he will have the help necessary to complete all of his work on time. Additionally, the cost of purchasing and transporting the goods will be lower since he will buy everything at once.
In the future, he hopes that his son will become a person who likes to work hard to provide for his family. He also wants to see his son grow up in a community free of crime and without problems with his neighbors, and that he takes a religious path.
Las labores agrícolas, las aprendió de su padre quien fue el pionero en enseñarle esta fuente de trabajo, debido a los escasos recursos económicos con los que contaban. En estos momentos, Mardoqueo trabaja como corralero por la mañana y en la tarde se dedica a cultivar la tierra, para tener los granos necesarios con los cuales podrá dar el alimento a su familia. Debe de trasladarse durante unos 25 minutos hacia los corrales donde esta el ganado de su patrono, este viaje lo realiza en motocicleta, ya que a pie tendría que caminar mas de 1 hora, viaja con el hermano, pues él también trabaja con el mismo patrono.
Con el crédito comprara abono para su cultivo de maíz y frijol, así también como los herbicidas para el trato de la maleza, esta inversión ronda los $300, el resto del dinero será para pagar mano de obra de las personas que le ayudaran durante todo el proceso de trato de cultivo. De esta manera, estará asegurando tener la ayuda necesaria para realizar todos sus trabajos a tiempo, además el costo de compra y traslado será mas bajo ya que lo comprara todo de una sola vez.
En un futuro quiere que su hijo sea una persona que le guste trabajar muy duro, para dar el sustento a su familia, además lo quiere ver crecer en una comunidad libre de delincuencia y sin problemas con los vecinos, que se encamine por caminos religiosos.
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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