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Ángela María
Ángela's from the beautiful city of Estelí, located in the north of Nicaragua and known as "The Diamond of the Segovias." She's single and has an adult daughter who's independent. Ángela's a hardworking and honorable person with good moral values.

Her previous loans have been very important because she has made improvements on her home and resolved some personal problems.

Currently she has worked in inventory control for a business for more than 24 years.

She's going to use the loan to buy construction supplies such as cement, bricks, and sand to make improvements on her house. Ángela's grateful to Kiva for this support because she'll be able to improve her family's living conditions.
View original language description ↓
Ángela es originaria de la bella ciudad de Estelí conocida como el diamante de las Segovia ubicada geográficamente en el norte de Nicaragua, su estado civil es soltera y tiene una hija mayor de edad e independiente , Ángela se caracteriza por ser una persona trabajadora, honrada y con buenos valores morales.

Con los créditos obtenidos anteriormente han sido de gran importancia ya que realizado mejora en su vivienda y ha resuelto algunos problemas personales.
Actualmente se desempeña como kardista de una empresa desde hace más de 24 años y su función es llevar el control del inventario en existencia.

Con el monto financiado lo va destinar para la compra de materiales de construcción tales como cemento ladrillo y arena ya que va realizar mejora en su vivienda.
Ángela agradece a kiva por el apoyo brindado ya que de esta manera podrá mejorar las condiciones de vida de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Ángela María to buy sand, cement, and bricks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Aug 28, 2013
Currency Exchange Loss:
Sep 17, 2014