A loan of $650 helped to buy more fertilizers for use in rice production.


Esperance's story

Esperance is 56 years old. She is a widow that is dedicated to her work in rice farming. She has been a rice farmer for more than fifteen years. With the loan, she would like to buy more fertilizers for use in rice production. She has anticipated renovating her house from the profits that will be obtained from her rice. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details