A loan of $600 helped to purchase a dairy cow.


Linet's story

Linet lives in the Kisii area of Kenya, which is not far from Masai land. She has 3 children and has been doing this work for 6 years. Her primary income sources are milk, eggs, tea, crops, personal business.

She stated what is most enjoyable about farming: 'Source of income.' Her biggest challenge is 'Lack of market.' She wants to purchase a dairy cow. Animals on the farm have not been named.

Linet was asked why she chose Juhudi Kilimo for this loan, to which she replied: 'It is customer friendly, low interest rate.' This client was also asked what was learned during Juhudi's required micro-finance training session: 'Meets client financial needs.'

Her highest monthly expense is school fees.

When asked 'How will this loan will benefit your family,' Linet replied, 'Improve living standard.'

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Linet owns the following: cow, poultry, mosquito net, TV and DVD.

Juhudi Kilimo also tries to measure any change in living standards based on this loan.



Loan details


Lenders and lending teams



Loan details