A loan of $1,050 helped to purchase nitrate.


Gulbara's story

Gulbara is 50 years old, married and is raising three children together with her husband. Gulbara has secondary education. As a main income for her family, Gulbara works with livestock breeding and field crop cultivation, after having started 28 years ago with the purchase of livestock for 2,000 som (KGS). Thanks to Gulbara's persistent work, her farm currently has two dairy cows, one calf, four horses and she also has a plot of land of 2.15 hectares. Every year she grows beans, bell peppers, clover, potatoes and cabbage on this land. The monthly income is 17,000 som (KGS).

With an aim to further develop her business, Gulbara turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 50,000 som (KGS) for the purchase of nitrate to work the land. Gulbara plans to invest the income from the loan in increasing the number of livestock and plans to save money to purchase furniture.

Translator profile picture

Translated from Russian by Kiva volunteer Audhild A.



Loan details


Lenders and lending teams



Loan details