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For the past five years, Valbona has been practicing her agricultural skills; she has been planting a variety of veggies and grains and also adding some more orchards. Valbona has been selling her produce at the local market or to random individual clients or fruit market stores. She says that the income she has earned from the activity has been good so far.

Valbona is married and has two children who are attending school still; they are 22 and 18 years of age. They reside in a rural village in northern Albania.

This loan of 250,000 Albanian Lek will be her second one and she will use it to build an irrigation system on her agricultural land.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 8
    View loans »
    Albania Loans Fundraising
  • $3,224,025
    Funds lent in using Kiva
  • 104.9
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,400 helped Valbona to build an irrigation system on her agricultural land.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Sep 1, 2013
Currency Exchange Loss:
May 17, 2015