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Sharif is a hardworking and happy man, who is 42 years old. He is married and has three children. He was born and raised in a rural area and lives there to this day. Currently his children are grown. Sharif's oldest son is abroad in the Russian Federation. He left there for work because, according to the traditions of our country, the oldest son in the family must help his parents. Sharif's wife is a very kind woman, caring mother and wife. She works as a farmer in a field. Despite the fact that Inobat practically does not have time for the household work, she, as a real rural woman, tries to take care of everything. And her husband Sharif and children and all of the relatives are happy with her. In order to provide for family's living, Sharif has been involved in his own business for a long time. He fattens up small livestock. Sharif started his business with a small turnover and a small quantity of livestock. Because he liked this business and seeing that it was profitable, he decided to increase livestock quantities and expand his business. However, he does not have enough money. This is why Sharif came to Arvand and wishes to obtain a loan to buy livestock. Sharif hopes very much to have positive results and will justify the trust given to him, and promises to be a responsible client.
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Шариф трудолюбивый и жизнерадостный мужчина в возрасте 42 лет. Он женат и имеет троих детей. Он родился и вырос в сельской местности. И по сей день проживает там. В данный момент у него уже взрослые дети. Старший сын Шарифа находится за пределами страны в Российской Федерации. Уехал он туда на заработки, так как по нашим традициям старший сын семьи должен помогать своим родителям. Жена Шарифа очень добрая женщина, заботливая мать и жена. Она работает колхозницей на поле. Несмотря на то, что у Инобат практически не хватает времени на хозяйственные дела, она как настоящая сельская женщина старается успеть по всем делам. И муж Шариф, и её дети и все родственники довольны ею. Чтобы зарабатывать на проживание своей семьи Шариф уже долгое время занимается собственным делом. Он занимается откормом мелко рогатого скота. Шариф начал свое дело начал с маленького оборота, с малыми количеством скота. Но так как ему понравилось это занятие, увидев что это дело прибыльное он решил умножить количество своего скота и расширить свой бизнес. Но ему не хватает денежных средств. Поэтому Шариф обратился в Арванд и желает получить кредит на покупку скота. Шариф очень надеется на положительный результат, и он с радостью оправдает доверие, выраженное ему и обещает быть ответственным клиентом.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 236
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Sharif to buy livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Aug 31, 2013
Currency Exchange Loss:
Jul 17, 2014