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Mahmadnabi is 47 years old. He lives in the Hamadoni region. He has a family: a wife and four children. All children are in school. Mahmadnabi has a college degree. He has worked as a teacher at a rural school for five years. In recent years he has been working at the Rogun hydropower station. He has only 15 working days per month. Mahmadnabi would like to launch a livestock business and combine it with his job. He plans to buy and resell cattle. Mahmadnabi has a cattle stall in his backyard as well as a bit of savings. He is requesting a loan in order to buy cattle. Mahmadnabi says that, while he is away [at his job], his wife will be taking care of business.
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Махмаднаби 47 лет. Он проживает в районе Хамадони. У него семья - жена и четверо детей. Все его дети школьники. Махмаднаби имеет высшее образование. В течение 5 лет он работал учителем в сельской школе. В последние годы он работает в Рогунской ГЭС. В месяц у него только 15 рабочих дней. Махмаднаби сейчас хочет начать животноводческий бизнес и совмещать его со своей работой. Он планирует заняться куплей и продажей крупного рогатого скота. Махмаднаби имеет коровник при дворе дома, а также немного сбережение. Он запрашивает кредит, чтобы приобрести крупнорогатый скот. По словам Махмаднаби во время его отсутствия деятельность будет продвигать его жена.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Mahmadnabi to buy cattle and launch his business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Aug 31, 2013
Currency Exchange Loss:
Jun 17, 2014