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Hoa's Group
In this Group: Hoa , Cham, Giang , Hang, Giang, Van
Hoa was born in 1969 and has three children. The oldest is currently in college and the others are learning at the 8th and 2nd grade. Hoa’s husband is a solder worker and he earns about 4,000,000 VND per month. Hoa breeds pigs to earn a living. Her income is about 2,500,000 VND per month. She has done this job for 20 years. Her family’s total earnings are about 6,500,000 VND per month. Her challenge in life and work are a lack of capital to breed more pigs. Her dream is for a better life for her family, for her children to be successful in life and for her breeding scale to be expanded. This loan is one of the steps to help her reach this dream.

Hoa is a hardworking and dynamic woman who has participated in SEDA's microfinance program since 2008. In the last loan cycle, she borrowed 9,632,000 VND and repaid on time. In this new loan cycle, she would like to borrow 10,528,000 VND to buy more pigs and to expand her breeding scale.

Other members who are part of Hoa's group are:

Cham is 39 years old and has two children. She sells pork and wants to borrow 10,528,000 VND to breed a fish pond.

Giang is 38 years old and has three children. She raises chickens and wants to borrow 10,528,000 VND to breed chickens and pigs.

Hang is 37 years old and has two children. She sells vegetables in the market and wants to borrow 7,392,000 VND to invest in her business.

Giang is 29 years old and has two children. He makes aluminum frames and wants to borrow 10,528,000 VND to invest in his business.

Van is 24 years old and does not yet have children. She breeds chickens and wants to borrow 6,496,000 VND to buy food for the chickens.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 73
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 21,075.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Hoa's Group's $2,675 loan helped a member to buy more pigs and to expand her breeding scale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 1, 2013
Sep 17, 2013
Currency Exchange Loss:
Aug 17, 2014