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Santa Catalina Group
In this Group: Silvia, Juliana, Eydie, Rosalva, Lourdes, Maria, Liliana, Graciela, Myrian, Lorenza, Maria, Magdalena*, Mercedes, Lidia, Carmen, Ramona, Esperanza*, Lida*, Irene*, Alicia
* not pictured
Santa Catalina is a large group. They are working together and helping each other fulfill their goals. They are part of a poverty elimination survey, which involves getting to know the situation of one of them.

One of the group members is Esperanza, who in the last survey was found to be in the first poverty level (meaning very low income). She is a hair dresser and says that she has a varied clientele. Her customers always turn to her salon and thanks to this, she is getting ahead and helping her family. She sacrifices a great deal for them and she has continually progressed, thanks to her efforts.

She is asking for this loan to buy dyes, shampoo, rinses, hair rollers, scissors, and other things. In this way, she will be able to continue satisfying her customers and giving them good service.
View original language description ↓
Santa Catalina es un grupo numeroso, ellas están trabajando juntas y se ayudan las unas a las otras para poder cumplir con las metas que tienen. Están haciendo la encuesta de eliminación de pobreza y así conocer la situación de cada una de ellas.
Una de las integrantes es la Sra. Esperanza, quien en su última encuesta mostró un nivel de pobreza dentro del nivel uno, es decir con ingresos muy bajos. Ella es peluquera, y cuenta que tiene una variada clientela que siempre acude a su salón y que gracias a ello está saliendo adelante y ayudando a su familia, es una persona muy sacrificada que con esfuerzo ha ido mejorando.
Solicita de este crédito para la compra de tintes, shampoo, enjuagues, ruleros, tijeras y demás, y de esa forma poder seguir cumpliendo con sus clientes y darles un buen servicio.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 50
    View loans »
    Paraguay Loans Fundraising
  • $38,032,600
    Funds lent in using Kiva
  • 4,449.4
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Catalina Group's $4,650 loan helped a member buy dyes, shampoo, rinses, hair rollers, scissors, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 30, 2013
Aug 27, 2013
Currency Exchange Loss:
Dec 17, 2013