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Eduarda is 31 years old, and she is now applying for a loan of $1,500 to improve her business. She is married and she has five children. She opened her kiosk in 2000 with her own working capital of $70. She earns a good income from her business.

She will use her loan to buy some stock to keep in her store such as milk, noodles, sugar, salt, coffee, sugar, eggs, books, fish, body lotion, soft drinks and beer. She is a very hardworking woman and doing business has become her regular activity for the past 12 years. She wants to make her business bigger and improve her living conditions in the future. She is happy with this loan because it will be offered for the poor people in the future.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 0
    View loans »
    Timor-Leste Loans Fundraising
  • $2,575,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Eduarda to buy milk, noodles, sugar, salt, coffee, sugar, eggs, books and fish.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 29, 2013
Aug 30, 2013
Currency Exchange Loss:
Jul 17, 2014