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Vera works on a farm and receives a stable income. She lives in her home with her son, daughter-in-law, and granddaughter. Vera wants to make repairs in the hallway, bedrooms, and living room. She needs to remove the old plaster, repair the walls in places where it is falling off, and then put up wallpaper and replace the doors. Vera has asked for a loan of 20,000 hryvnia.
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Вера работает на ферме, получает стабильный доход. Живет в своем доме вместе с сыном, невесткой и своей внучкой. Вера хочет сделать ремонт в коридоре, комнатах и гостинной. Нужно снять старую штукатурку, заделать стены в тех местах, где отваливаются, затем наклеить обои, а также заменить двери. Вера просит предоставить ей кредит в размере 20,000 гривен.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Vera to remodel her house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 4, 2013
Currency Exchange Loss:
Sep 17, 2015