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José Raúl
José is a young 27 year old man. He completed ninth grade and he is married. His wife is engaged in housekeeping and they have a four year old son that is not in school yet. His mother lives with them. For three years, José has worked in farming, which he learned from his father who took him to work when he was a child. He also raises pigs and cattle. To reach his crop, he travels about two kilometers; he rises at 4:00 am and returns home at 1:00 pm. He is requesting the loan to purchase a young bull for mating. He will be able to use the bull to plough the land and do other chores with the wagons and avoid these costs as that service is quite expensive. He hopes to earn a great deal of profits with the purchase of the bull because he wants to have all the basics in his home so that his wife and son don’t lack anything. He wants to buy more dairy cattle for future production.
View original language description ↓

José es un joven de 27 años de edad, estudio hasta 9° grado, es casado, la esposa se dedica a los oficios domésticos, tiene un hijo de 4 años aun no estudia, junto con ellos vive su mamá.

Desde hace 3 años trabaja en la agricultura, lo aprendió de su padre que desde niño lo llevaba a trabajar, también cría y vende cerdos y bovinos. Para ir a su cultivo se desplaza unos 2 kilómetros, se levanta a las 4 a.m y regresa a casa a las 1pm

El préstamo que esta solicitando es, para comprar un novillo para hacer la monta, con esto podrá surquear la tierra y hacer otras actividades con los bueyes y evitar esos costos; ya que ese servicio es bastante costoso

Espera ganar muchas ganancias, con la compra del novillo, debido a que en su hogar desea tener todo lo básico para que su esposa e hijo no les falte nada, en su producción quiere a futuro comprar más bovinos de leche.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 539
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped José Raúl to purchase a young bull for mating.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 26, 2013
Aug 26, 2013
Currency Exchange Loss:
Jun 17, 2014