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Reyna Belen
Reyna's a hardworking woman who lives in a sparsely populated area of Managua. She's the mother of three children, two in college and one in elementary school.

Reyna works until late at night to be able to fulfill her customers' sewing requests. She does this job with her husband to help her children and get her family ahead.

The loan she's requesting is to buy materials to install a ceiling in her house. This will allow her to keep on improving her family's living conditions.
View original language description ↓
Doña Reyna es una mujer trabajadora, habita en una comarca, zona poco poblada de Managua. Es madre de tres hijos dos de ellos están en la universidad y uno en la escuela primaria, por lo que Reyna trabaja hasta altas horas de la noche, para poder entregar los pedidos de costuras de ropa a los clientes, labor que ejerce junto a su esposo, para ayudar a sus hijos, de esta manera salir adelante junto a su familia. El crédito que solicita es para comprar materiales para poner cielo raso en su casa de habitación, lo que le permitirá ir mejorando las condiciones de vida de su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 25.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Reyna Belen to buy cement board and aluminum.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Aug 26, 2013
Currency Exchange Loss:
Apr 17, 2015