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Artem is a hardworking farmer from Berdashen village. He has been running a farm for many years and specializes in cattle breeding. Near the village where Artem and his family live, he owns a small plot of arable land where he cultivates grass for feeding the livestock.

Artem does his best to sustain his wife's and children’s living. Artem sells the gathered agricultural products to local retailers and gathers income, which is vital for him.

By applying for this loan, Artem would like to increase his livestock by one cow. It is very important for Artem to enlarge his farm and ensure a better future for his beloved family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Artem to purchase a cow.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 30, 2013
Currency Exchange Loss:
Sep 17, 2015