Check out some available loans that are similar to this one!
Ana is 38 years old, married and the mother of five children. Four of her children are school age, and the elder son is 18 years old. The family lives in the mountainous area of the East Georgia, which attracts many tourists with the beautiful nature.

Ana’s husband owns a car and serves the tourists during summertime. He transports shepherds in winter when the tourist season is over in return for a service fee. He has too many clients and doesn’t have enough time to serve them all. For this reason, the family decided to buy an additional car, and their elder son will work in same business.

With the received credit, Ana will purchase a secondhand car for her son to transport the tourists and generate income. There will be an additional person who makes money in the household, and Ana hopes her children will have an improved standard of living.

Ana hopes for your generosity.

Additional Information

More information about this loan

This loan is part of Credo's startup loan program targeting particularly vulnerable clients who live at the subsistence level and have been unable to obtain credit due to lack of income from an existing business. This program offers them a longer repayment term and an annual interest rate that is 5% lower than the standard interest rate. By funding this loan, you are supporting a program that gives borrowers a second chance to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. Learn more about Credo's startup loan program on the Kiva Blog.

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.


About Georgia

  • $6,100
    Average annual income
  • 35
    View loans »
    Georgia Loans Fundraising
  • $8,323,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $4,500 helped Ana to purchase a car for her son to work in the transportation business.
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 30, 2013
Currency Exchange Loss:
Sep 29, 2013