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Trabajadores De Napoles Group
In this Group: Saulo Otomeo , Bartolo , Rosendo , Rolando , Paulina , Francisca , Hermelindo , Damian , Ernesto , Juana , Maria Josefa , Matilde , Victor
Saulo Otomeo is 27 years old and married. He has a completed three years of high school and has three children who are too young to attend school at the moment. He raises cardamom and began this business with a small amount of capital that his parents gave him. He has 10 years’ experience to date.

He is a member of a group and is asking for a loan that will allow him to clean and maintain his cardamom crops. In the future he would like to have more capital so he can plant more cardamom and in this way generate more income. The other members also raise cardamom. There is one person in the photograph who did not receive a loan.
View original language description ↓
El señor Saulo Otomeo, de estado civil casado, cuenta con 27 años de edad, curso 3 años de educación secundaria, tiene 3 hijos que aun no estudian porque son pequeños, se dedica a la siembra de cardamomo, inició este negocio con un pequeño capital que le concedieron sus padres y hasta la fecha lleva 10 años de experiencia.

Organiza un grupo y solicita un préstamo que le servirá para limpieza y mantenimiento de cardamomo, desea en el futuro contar con un capital mayor para poder sembrar mas cardamomo y de esa manera generar mas ingresos económicos. Los demás integrantes del grupo se dedican a la siembra de cardamomo. En la fotografia aparece una persona mas a quien no se le concedio el préstamo.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 111
    View loans »
    Guatemala Loans Fundraising
  • $11,638,450
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Trabajadores De Napoles Group's $4,000 loan helped a member to clean and maintain his crops.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Aug 3, 2013
Aug 26, 2013
Currency Exchange Loss:
May 8, 2014