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Martha Lorena
Martha, 26, lives with her parents, her 11-month-old daughter, and her brother, 25, who works as a bricklayer assistant. She works in the field of customer service in a funeral home. This is the first job she could find after she graduated with her degree.

Martha will use the loan to repay an $800 debt with a money lender because of a health problem and to invest $200 in improvements to the roof of her house.

This would help her avoid spending all her money paying high interest rates to the money lender and to prevent the rain from dampening the interior of her home and damaging her belongings. She would be comfortable and healthy without the humidity inside her house, and there wouldn't be insects and microorganisms that are hazardous to her health.

Her dream is to get a house.
View original language description ↓
Martha tiene 26 vive con los papás, su hija de 11 meses de edad y un hermano que tiene 25 años, que trabaja como ayudante de albañil.

Ella Trabaja en el área de atención al cliente en una funeraria, este es su primer trabajo, el que pudo obtener, después de graduarse como bachiller.

El préstamo servirá para: $800.0 pagar una deuda que se genero por problemas de salud, esta es con un usurero y $200.00 que invertirá en mejoras al techo de su vivienda. Con lo que estaría, evitando seguir desgastándose económicamente al pagar intereses altos con el usurero y evitar que las aguas lluvias humedezcan el interior de la vivienda y no dañe sus pertenencias.

Logrando una situación de confort y salud al evitar humedad en el interior de la vivienda, no se reproducen insectos y microorganismos nocivos a la salud. Su sueño es adquirir una vivienda.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 540
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Martha Lorena to repay a debt and to make improvements on the roof of her house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 3, 2013
Aug 25, 2013
Currency Exchange Loss:
Jan 17, 2015