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El Rosario Group
In this Group: Dora, Celinda, Lidia, Justina, Maribel*, Violeta, Blanca Nancy, Carmen Nelly
* not pictured

Update on El Rosario Group

The communal bank "The Rosary" is made up of 8 hard-working people who are looking to improve each day with the one goal of struggling for their families' well-being. Dora is one of the group members. She is married and has two children, one of whom is still dependent. She works selling fruit in bulk which she distributes at a market. She feels happy since at her 39 years of age she has been able to accomplish some of her dreams like improving her home. The loan that she requested will be used for transporting her fruit. Her greatest desire is to purchase a car and in that way transport her fruit. The group "The Rosary" is thankful for the support given which makes progress possible. Dora can be seen in the back part of the photograph -- she is the third from the left and is wearing a black sweater.
View original language description ↓
La Alcancía Comunal “El Rosario” está conformada por 08 personas trabajadoras que buscan mejorar cada día con el único propósito de velar por el bienestar de su familia. Dora una de las integrantes es casada y tiene 02 hijos 01 de ellos aún dependiente. Ella se dedica a la venta de frutas al por mayor la cual lo distribuye en un mercado. Se siente feliz pues a sus 39 ha podido cumplir con algunos de sus sueños como mejorar su vivienda. El crédito que solicitó lo destinará para el transporte de sus frutas. Su mayor deseo es de comprarse un carro y de esta manera poder transportar sus frutas. El grupo “El Rosario” agradecen el apoyo brindado pues hace posible su progreso. Dora se encuentra en la parte posterior es la tercera del lado izquierdo y viste casaca color negro.

Previous Loan Details

This is the “El Rosario” group, made up of 9 members who work in various businesses. They are in their 17th loan cycle. Lidia is 42 years old, married, with five children, two of whom are school-aged. Lidia has worked selling new clothing for two years and has loyal customers. Lidia has appli... More from El Rosario Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Rosario Group's $3,500 loan helped a member to pay to transport fruit in bulk for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 25, 2013
Currency Exchange Loss:
Dec 17, 2013