The loan that they will take out will benefit microentrepreneurs where Gisela is a member. She states that a year ago she joined Pro Mujer by invitation from a friend who is a member of the institution.
She currently has a business selling clothes. She undertook this business by learning from her friends several years ago.
The loan that she will now take out is to increase capital (to buy clothes). She will get the clothes at the fairs in the city of El Alto. She will later sell them at her sales space. This way of working allows her to generate resources, as much as possible, for her household. She is married and has three children.
When asked what she likes about Pro Mujer, she said that she likes the trainings about loans and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Gisela es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; este negocio lo emprendió por enseñanza de sus amistades hace varios años.
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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