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Florida Group
In this Group: Viviana Modesta, Ana Lorena, Gisela Reyna, Lidia Sonia , Ximena, Sonia, Nely Flora, Alfonso , Celia
The Florida communal bank will start its third cycle with Pro Mujer as part of the Villa Adela communal center. It is comprised of nine members and is led by a board of directors. Gisela is the secretary. The members’ businesses are varied. Among them are selling 'tostados' [deep-fried tortillas], selling shoes, handcrafted embroidery, spinning vicuña wool, selling clothes, selling blankets, transportation, and macrame blankets.

The loan that they will take out will benefit microentrepreneurs where Gisela is a member. She states that a year ago she joined Pro Mujer by invitation from a friend who is a member of the institution.

She currently has a business selling clothes. She undertook this business by learning from her friends several years ago.

The loan that she will now take out is to increase capital (to buy clothes). She will get the clothes at the fairs in the city of El Alto. She will later sell them at her sales space. This way of working allows her to generate resources, as much as possible, for her household. She is married and has three children.

When asked what she likes about Pro Mujer, she said that she likes the trainings about loans and health.
View original language description ↓
La A.C. “FLORIDA” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Villa Adela, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Gisela es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de tostados, venta de calzados, bordados de artesanía, hilado de lana de vicuña, venta de ropa, venta de mantas, transporte, macramé de mantas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Gisela es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; este negocio lo emprendió por enseñanza de sus amistades hace varios años.

El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 145
    View loans »
    Bolivia Loans Fundraising
  • $36,366,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Florida Group's $3,300 loan helped a member to buy clothes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 19, 2013
Sep 5, 2013
Currency Exchange Loss:
Feb 17, 2014