A loan of $1,000 helped a member to pay for purchasing lentils, soap, biscuits, spice items, etc.


Maa Laxmi Group's story

Dipanjali is 30 years old and lives in Kalsaipali village of Balangir district of Odisha, India. Kalsaipali is a rural village located nearest to Balangir town. The lady standing second from the left with raised hand in the photograph is Dipanjali. She is young and a very active and energetic lady. She lives with her husband and one son of three years. She belongs to a poor family. Dipanjali has been running a general store in her village for the last twelve years with the active help of her husband. Her husband manages the general store and Dipanjali helps him as and when needed. In the general store they sell general grocery items like oil, sugar, tea, soap, washing powder, lentils, biscuits, toffees, eggs, etc. Her net monthly income from the existing business is 5000 INR. Out of this income she can hardly cover her business as well as household expenses. Dipanjali’s husband purchases stock for her business on daily basis from the wholesalers of the nearest town of 5 kms away. For this he has to spend a lot of time which hampers the business. To remedy the present situation, she wants to increase stock of her business. Therefore Dipanjali formed a group with five other members of her village to access loans from Mahashakti Foundation. From this loan amount of 10,000 INR she wants to purchase items like lentils, soap, biscuits, spice items, etc. Dipanjali hopes this will help her to increase her income to make her dreams of construction of a house, purchasing a bike and better education of her only child come true. The other five borrowers of the group are Kunti with a general shop business and Belmati, Ratna, Sadei and Sita with milk businesses.

In this group: Dipanjali, Kunti, Belmati , Sadei, Sita, Ratna
*not pictured



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