A loan of $1,200 helped a member to pay for purchasing a cow.


Maa Tarini Group's story

This group is called “Maa Tarini”. It was formed in the year 2013. All the six members of this group are women from the village of Kalsaipali and belong to the Below Poverty Line category. Kalsaipali is a rural village in the district of Bolangir of Odisha, one of the poorest districts in India. the majority of the inhabitants of this village depend upon cultivation and in almost all families there is a milk business.

Urmila is one of the members of Maa Tarini group. She is standing third from right, raising her hand in the photo. She is 51 years old and is a straight-forward lady, living with her husband, two sons aged 24 and 18 and one daughter aged 20. The primary work of Urmila is milk selling .Now she has five cows producing 20 liters of milk per day. Urmila supplies this milk to the households of Balangir town at 20 INR per liter. With this price of milk, on a monthly basis, from this business she gets an income of 5000 INR. Apart from this, her son and husband run a vegetable cultivation and vending business to add some extra income to the family. As there is growing demand for milk in the community, Urmila has planned to utilize the present loan for purchasing another cow of the Jersey variety. Urmila has a dream to save some money for construction of a house and purchasing a bike.

The other five members Santilata, Janaki, Lakshmi, Budh and Mukhi are also doing the same business of milk selling.

In this group: Santilata, Lakshmi, Urmila, Janaki, Budh, Mukhi
*not pictured



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