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Melvin is an enterprising man. He is 30 years old and lives with his wife and son. He asked for the loan wishing to buy materials such as fertilizer and fumigants. He wants to help his coffee crops in order to keep them in good condition while they develop so he can obtain a quality product. The only limitation for this gentleman is a lack of money to keep growing, since they depend on this economic activity in order to be bale to get ahead. That is why he is asking for a loan, and it is the first loan he has received from FUDECOSUR. He has no loans from state banks, but FUDECOSUR has offered this to him with more ease of payment and a much lower rate of interest.
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Melvin, un hombre emprendedor , tiene 30 años de edad, es casado y vive con su esposa y un hijo actualmente, el solicito un préstamo con el anhelo de comprar insumos como abonos, y fumigantes, el desea dar asistencia a los cultivos de café, con la finalidad de mantenerlas en buenas condiciones durante su desarrollo, para obtener un producto de buena calidad , la única delimitación que este caballero tiene es la falta de dinero para continuar creciendo, ya que de esta actividad económica dependen para poder salir adelante, por lo que él hace una solicitud de crédito , y es el primer préstamo que ha recibido de FUDECOSUR. El no registra otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

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More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 2
    View loans »
    Costa Rica Loans Fundraising
  • $4,789,625
    Funds lent in using Kiva
  • 504.0
    Costa Rica Colones (CRC) = $1 USD