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Naira is 34 years old and she lives in Sevan city in Gegharkunik region. She lives with her father and brother; her mother unfortunately died several years ago. Naira’s elder brother lives in the Russian Federation and from time to time he sends some financial support to his family. Naira has studied at the Sevan Economics Technical school. Now she works as a secretary and, simultaneously is a student of the distance learning department at the Economics State University of Gavar branch.

Naira mentions that she greatly wants to work in her area of specialisation and this is the reason that she combines her work and study. Besides these all she wishes a lot to buy a car for her own use.

She is asking for a loan of 1,000,000 Armenian drams for that purchase and she hopes very much that in near future she will have a new job and go there with a new car.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $17,075,775
    Funds lent in using Kiva
  • 406.1
    Armenia Drams (AMD) = $1 USD
A loan of $2,475 helped Naira to buy a new car.
Repayment Term
32 months (Additional Information)
Repayment Schedule
Aug 2, 2013
Aug 30, 2013
Currency Exchange Loss:
Sep 29, 2013