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Venera is 28 years old and she is married with one son. She has a higher pedagogical education and at the moment she works as a mentor in a kindergarten. As an extra source of income for her family, Venera is involved in raising livestock. She started ten years ago with the purchase of animals for 15,000 som KGS. Thanks to her hard work, her farm now has one dairy cow, 38 sheep and one stallion. Her monthly income is 15,000 som (KGS). With the goal of developing her business further, Venera turned to the microfinance bank "Bai Tushum and Partners" for a loan of 100,000 som (KGS) to buy cows to fatten and resell. She plans to reinvest the income from this loan back into increasing the size of her herd, and she plans on saving up some money to make repairs on her home.
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Венере 28 лет, замужем, вместе с супругом воспитывают 1 сына. У Венеры - высшее педагогическое образование, в данное время работает наставницей в детском саду, в поисках дополнительного дохода для своей семьи Венера занимается животноводством, стартовав 10 лет назад, с покупки скота на 15,000 сом KGS. Благодаря упорному труду Венеры, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 38 овец, 1 жеребец. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Венера обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку коров, с дальнейшим откормом и перепродажей. Доходы от кредита Венера планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 28
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,864,850
    Funds lent in using Kiva
  • 48.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Venera to buy cows for fattening and resale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Aug 30, 2013
Currency Exchange Loss:
Jun 17, 2014