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Regina's Group
In this Group: Regina, Mary , Gladys
Regina's group has three members who all live in the same neighborhood. The group representative, Regina (standing left in the photo), is 32 years old and married to a man named Samuel. The couple has three children who attend school, all of whom are still their financial responsibility. Regina lives together with her children and husband and together they are responsible for the household expenses. For the past 9 years, Regina has been selling food (cassava, plantain, yam and vegetable) in her area. Regina buys her produce in a village in eastern region.

This is the fourth time Regina and the other members of this group are requesting for a loan amount of 2,700 GHS in order to strengthen their working capital and better respond to client demand. The first three loans have been properly repaid.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 14
    View loans »
    Ghana Loans Fundraising
  • $12,277,625
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Regina's Group's $1,275 loan helped a member to buy and sell cassava, plantain, yam and vegetables to customers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Aug 29, 2013
Currency Exchange Loss:
Feb 17, 2014