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Rath's Group
In this Group: Rath, Phea
Rath, originally from Sang district of Battambang province, is 33 years old and a married mother blessed with seven children. The main sources of her family’s income are from paddy rice farming and a small income from her husband job as motor-taxi driver. With this new loan, she is the second-time borrower and her co-borrower is the third-time borrower with VisionFund (Kiva’s partner). The past loan, which she has fully repaid back, enabled her to support her business and uplift her lifestyle in a good pace. Now, she and her fellow group member are seeking for 1,400,000 KHR each. As the leader, she will spend her loan portion to buy fertilizer, rice seed, and to pay for plowing fee and labor cost. She hopes that she can gain a good yield and gain more income to expand her business.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,065.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rath's Group's $700 loan helped a member to buy fertilizer, rice seed, and to pay for plowing fee and labor cost.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 29, 2013
Currency Exchange Loss:
Apr 16, 2014